Choosing a nursing home can be a very exhausting task. Actually, the task of narrowing your search for what type of facility best fits your loved one’s needs have probably already exhausted you. Now that you know your loved one needs 24-hour nursing care, the next step is finding the right fit for you and your family.  We are going to go through a few key areas to look for when touring a long term care facility that will help you make this difficult decision the right decision.

Don’t Necessarily Pay Attention To The Asthetics Of The Nursing Home

This is a catch 22 type scenario. Many people flock to the newest and most…

What Is The C.L.A.S.S. Act and How It Can Affect You?
 
Healthcare reform is a touchy subject nowadays, but it effects seniors more than anyone else.  There are many things out there to be considered and long term care insurance is just one of the things you have to think about.  The C.L.A.S.S. Act is the government’s attempt to provide for citizens a way to have long term care insurance for all.  Is it a good idea?  What all does it entail?  Here is a quick overview of the act and what it means for you.
 
What is the C.L.A.S.S. Act?
 
The C.L.A.S.S. Act stands for Community Living Assistance Services…

As the economy goes, so does the future of Medicare. With weaker tax receipts coupled with the wave of Baby Boomers enrolling in Medicare, the projected collapse of Medicare may come sooner than originally thought.
Just last year, experts were predicting that the projected date Medicare would become insolvent was 2029. Now experts are claiming that it would come even sooner – 5 years sooner.

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As you probably know, just over a year ago President Obama signed the ‘Affordable Care Act’ which has had a significant impact on Medicare and how it works. There have been changes in Medicare’s prescription drug plans (Medicare Part D), and perhaps you wonder what impact these changes will have on your prescription drug costs. Some of the most important Medicare changes have to do with the dreaded Medicare Part D “donut hole’. The donut hole is the gap in coverage that beneficiaries face when the total cost of their prescription drugs reaches a certain level: $2,840. This amount includes all payments except premiums made for your drugs,…